Terms of Service

1. Acceptance of Terms

By using Finzopia, you confirm that you accept these Terms and agree to comply with them. If you disagree with any part of these terms, you must not use our website.

2. Educational Purpose Only

3. Use License

Finzopia grants you a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes. You may NOT:

• Republish, redistribute, or copy our content commercially
• Use our content for AI training without permission
• Modify or create derivative works
• Use automated tools to scrape our site
• Remove copyright notices or attribution
• Frame or hotlink our content

4. User Conduct

When using Finzopia, you agree NOT to:

• Submit illegal, harmful, threatening, or abusive content
• Impersonate others
• Attempt to gain unauthorized access
• Spread malware or viruses
• Interfere with site operations
• Use the site for spam or unsolicited communication

5. Intellectual Property

All content on Finzopia, including articles, graphics, logos, and design, is the property of Finzopia or our licensors. Protected by copyright laws. Unauthorized use may violate these laws.

6. Disclaimer of Warranties

Finzopia is provided "as is" without warranties of any kind. We do not warrant that:

• The site will be available without interruption
• Content is error-free or complete
• Information is current and accurate
• The site is free from viruses or harmful components

7. Limitation of Liability

In no event shall Finzopia, its owners, employees, or contributors be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or its content.

This includes but is not limited to financial losses from investment decisions, business interruption, or any other damages.

8. Investment Risk Disclosure

By using Finzopia, you acknowledge:

• Mutual fund investments are subject to market risks
• Past performance does not guarantee future returns
• You are solely responsible for your investment decisions
• Read all scheme-related documents before investing
• Consult registered financial advisors for personalized advice

9. Third-Party Links

Our site may contain links to third-party websites. We do not control or endorse these sites. Visiting them is at your own risk. We are not responsible for their content or practices.

10. Advertisements

Finzopia displays advertisements through Google AdSense and similar networks. We do not endorse advertised products. Click on ads at your discretion.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes are effective when posted. Your continued use after changes implies acceptance.

12. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

13. Severability

If any provision of these Terms is found unenforceable, the remaining provisions continue in effect.